• Rukaesih A. Maolani
  • Robidi
  • Budi Marsanto
Keywords: insurance, Scuba Diving’s Spors


Along with the development of marine tourism in Indonesia, diving is a type of sport that is increasingly in demands. Many diving associations have sprung up, making diving a new trend in society. Diving is an outdoor activity in the open sea that has risks to health and safety compared to other outdoor activities. Diving or scuba diving is a fairly safe activity, but there are many health and safety risks that can occur that must be considered. Based on several events experienced by divers that resulted in the loss of their lives, the problem in this study is formulated as follows: 1). Does scuba diving need insurance to mitigate the risk of accidents that may be experienced while doing their activities, 2). What type of insurance is required. The results showed that scuba diving activities need insurance and the types of insurance required are: loss insurance and accident / life insurance. The research was conducted with a quantitative descriptive method.  The results showed that the respondents are willing to participate in insurance


Abid, A. H., Al-Asadi, J. N., & Habib, O. S. (2006). Hearing Loss in Iraqi Divers. The Medical Journal of Basrah University, 24(1&2), 50–54.
Akhbar, M. T. (2018). Motivasi Mahasiswa PGSD Dalam Olahraga Rekreasi di Water Fun Kota Palembang. Halaman Olahraga Nusantara (Jurnal Ilmu Keolahragaan), 1(1).
Chiasson, V. (n.d.). Understanding Scuba Diving Insurance. Retrieved July 17, 2019, from
DAN. (n.d.). 5 Myths About Dive Insurance And Diving Accidents. Retrieved July 17, 2019, from
Ekawati, T. (2005). Analisis Faktor Risiko Barotrauma Membrana Timpani Pada Nelayan Penyelam Tradisional di Kecamatan Semarang Utara Kota Semarang. program Pascasarjana Universitas Diponegoro.
Hadi, N. (1991). Tinjauan Tentang Penyelaman. Oseana.
Lonne, T. (n.d.). SourceScuba Dive Insurance. Retrieved July 17, 2019, from
McMullin, A. M. (2006). Scuba diving: What you and your patients need to know. Cleveland Clinic Journal of Medicine, 73(8), 711.
Mota, L. (2016). Using Of Natural Spaces For Tourism Activity Scuba Diving And Impacts On Aquatic Animals. The International Journal of Tropical Veterinary and Biomedical Research, 1(1), 9–20.
MSIG. (n.d.). Asuransi Kecelakaan Diri. Retrieved July 17, 2019, from
POSSI. (n.d.). Scuba Diving. Retrieved July 17, 2019, from
Rahmadayanti, R., Budiyono, B., & Darundiati, Y. H. (2017). Faktor Risiko Gangguan Akibat Penyelaman Pada Penyelam Tradisional Di Karimunjawa Jepara. Jurnal Kesehatan Masyarakat (e-Journal), 5(1), 473–481.
How to Cite
Maolani, R. A., Robidi, & Marsanto, B. (2021). ANALISIS KEBUTUHAN ASURANSI UNTUK PESERTA OLAHRAGA DIVING. Premium Insurance Business Journal, 8(1), 24 - 30. Retrieved from