Premium Insurance Business Journal

PENGGUNAAN CHATGPT PADA PROSES PEMBELAJARAN PADA MATA KULIAH PEMASARAN DIGITAL UNTUK MENINGKATKAN KEMANDIRIAN MAHASISWA DI STMA TRISAKTI

2024-08-26T10:06:10+00:00

New technologies, like ChatGPT, are changing the way we learn in school. Some people really like it, but others don't like it as much. Many people are talking about how ChatGPT affects education. The purpose of this study is to examine how the use of ChatGPT in the learning process can increase student independence at STMA Trisakti. This is really important because students are one of the people who use ChatGPT. The type of research used is descriptive-quantitative. The sample used is the pre-test and post-test results of all STMA Trisakti students in digital marketing courses, totaling 34 respondents. The data analysis techniques used in the study were a validity test, a reliability test, a prerequisite test, and a hypothesis test (a paired sample test) to see which one had the biggest increase. The results showed that there was a significant difference between the pre-test and post-test scores on whether the use of Chat GPT in the learning process can increase student independence at STMA Trisakti. These results can be used to conclude that the knowledge score in the learning process increases student independence at Stma Trisakti.

Pengaruh Jumlah Pengajuan Penutupan dan Premi Asuransi Kebakaran terhadap Laba Bersih pada PT. Bosowa Asuransi Cabang Jakarta Kota

2024-08-26T13:45:07+00:00

This research aims to analyze the influence of the number of closing applications and fire insurance premiums on the net profit of PT. Bosowa Insurance Jakarta City Branch. This research uses quantitative data analysis methods by collecting data from insurance transaction records from June 2022 to April 2024. The collected data is analyzed using multiple linear regression methods to identify the relationship between the independent variables (Number of Closing Applications and Fire Insurance Premiums) and the dependent variable (Profit Clean). The results of the research show that there is an influence of the Number of Closing Applications on Net Profit, while the effect of Fire Insurance Premiums on Net Profit is temporary and not strong. The implication of this research is the importance of management in managing the number of Closing Applications and Fire Insurance Premiums to increase Net Profit at PT. Bosowa Insurance Jakarta City Branch.

Sistem Pakar Rekomendasi Produk Asuransi Jiwa Berdasarkan Profil Nasabah menggunakan Algoritma Forward Chaining

2024-09-10T16:51:33+00:00

The aim of this research is to build a web-based expert system that can provide life insurance product recommendations. This expert system can be used to help people choose life insurance products that suit their own profile. This research began by conducting a literature study to determine the type of life insurance product and compiling a questionnaire which would later be given to experts. The results of this questionnaire are used as the basis for expert system knowledge which will later be processed using a forward chaining algorithm. From this process, 6 rules were obtained that can be used to recommend life insurance products. After the rules are obtained, a web based expert system is built using the PHP programming language. The expert system was tested using the black box method. From the test results, it is known that the system can carry out its functions well. Therefore, the website can be published on the internet and can be accessed at consurence.id.

Penentuan Premi dan Santunan pada Asuransi Pertanian Berbasis Indeks Curah Hujan untuk Komoditas Cabai di Kabupaten Cilacap

2024-10-03T19:18:28+00:00

Sektor pertanian memiliki peranan penting dalam mendukung pertumbuhan ekonomi serta pembangunan nasioal. Namun, usaha pada sektor pertanian mempunyai risiko ketidakpastian yang cukup tinggi dari berbagai macam kejadian misalnya perubahan iklim. Perubahan iklim sangat mempengaruhi hasil produksi di sektor pertanian terutama ketika terjadi hujan. Salah satu upaya untuk memperkecil adanya kerugian adalah dengan adanya program asuransi pertanian. Permasalahan dalam asuransi pertanian adalah menghitung besar premi dan besar santunan. Metode yang digunakan dalam menghitung premi adalah persamaan Black-Scholes dan digunakan metode HBA untuk menentukan besar santunan. Penelitian ini menggunakan data sekunder yaitu produksi komoditas cabai di Kabupaten Cilacap dan curah hujan di wilayah yang sama pada periode waktu yang sama. Berdasarkan hasil penelitian diperoleh nilai exit sebesar 31,1500 mm dan dipilih beberapa nilai trigger sesuai dengan persentilnya. Dari penelitian ini diperoleh kesimpulan bahwa semakin besar nilai persentil maka semakin besar premi yang harus dibayarkan. Selain itu, diperoleh juga bahwa semakin besar nilai persentil maka semakin besar peluang untuk mendapatkan santunan.